Banking
for everyone

Fiinu is a digital banking start-up undergoing the
Bank of England authorisation process.

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Our goal…

…is for customers to be in a better financial
    shape after they join us.

  • Fill gaps in the market

    We systematically find and fill gaps in the market by using the latest technology

  • Improve financial inclusion

    Our credit products are designed to improve our customer's credit scores

  • Overdraft extension and protection

    We are launching next year the world’s first Bank Independent Overdraft®

  • Outstanding savings rates

    We offer competitive fixed-term, FSCS protected savings accounts

  • Transfer money for less

    We offer competitive retail foreign exchange and money transfer services

Intended impact

We have set a target of saving consumers
£800 million annually, within five years.

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According to FCA (May 2018) 13 million adults are overdrawn to unarranged overdraft levels every year. The incumbent banks may charge between £75 - £120 in fees. For someone on a minimum wage, the £108 difference to Fiinu's £12 could represent two days of work.
Table

The incumbent banks vs Fiinu

ios progress

Progress

Fiinu has developed minimum viable products, prototypes and received great feedback from customers, media and investors.

ios progress

BIO: Fiinu’s CEO is telling
you a secret.

Fiinu Bank Independent
Overdraft

June 2017

Fiinu was featured in first international publications
including Huffington Post and Forbes

August 2017

We had the second feedback meeting with the
Bank of England

June 2018

We had a challenge meeting with the Bank of England

March 2017

We had the first feedback meeting with the
Bank of England

July 2017

We won a start-up pitch competition in an international
event in Zurich.

March 2018

We were overfunded on crowdfunding platform